North Carolina's Low-Rate
Mortgage Leader Since 1995
Why Choose Carolina Equity Services for your Mortgage Needs?
- Lowest Rates & Closing Costs in the Triangle and throughout North Carolina
- We have closed over 13,000 mortgage loans for Triangle and North Carolina homeowners.
- To find out what our customers are saying about us, please click here.
Have you been searching the internet trying to find the lowest rates and closing costs, but you can't get straight, simple answers from most lenders? Do you wonder if you can trust the person you are speaking to who is often in another state, if not across the country? Let Carolina Equity Services be the Answer
 
WHO CAN YOU TRUST?
Please feel free to check us out, as well as our competition, by clicking on the following links: Better Business Bureau and the North Carolina Commissioner of Banks (NMLS #87535).
We also offer the lowest Jumbo Rates and
Closing Cost in North Carolina!!!
JUMBO RATES
| Term |
Rate |
Origination Fee |
APR |
| 5 yr ARM |
3.875 |
0.0 |
3.777 |
| 7 yr ARM |
4.125 |
0.0 |
3.917 |
| 10 yr ARM |
5.000 |
0.0 |
4.210 |
| 15 yr fixed |
4.500 |
0.0 |
4.538 |
| 30 yr fixed |
5.500 |
1.0 |
5.615 |
NO INVESTMENT/RENTAL PROPERTIES FOR JUMBO LOANS.
Jumbo ARM Max LTV/CLTV(includes 2nd) is 75-80% up to 850K for above rate.
LTV over 75% or loan amount over 850K, call or email for exact quote.
For FHA and VA Rates, please click here.
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| Today's Rates - July 29, 2010 |
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CONFORMING LOAN PROGRAMS
Term Rate Origination APR
Fee
30 yr Fixed 4.500% 0.00 4.547
20 yr Fixed 4.250% 0.00 4.314
15 yr Fixed 3.875% 0.00 3.956
10 yr Fixed 3.750% 0.00 3.830
5 yr ARM 3.250% 0.00 3.417
7 yr ARM 3.500% 0.00 3.512
10 yr ARM 4.125% 0.00 3.910
*****NO CLOSING COST LOANS AVAILABLE AT SLIGHTLY HIGHER RATES.*****
Assumes loan amount of 165K - 417K, credit score of 740 and maximum 80% LTV and assumes escrow for taxes and insurance.
Refinance, no origination fee total closing cost vary from approximately $1,975 to $2,300.
Closing cost will vary based on loan amount. Purchase closing cost may be higher due to higher title insurance permiums and survey requirements.
*We offer daily closing cost rebates that may lower your closing cost. Call for exact quote.
ABOVE RATES ARE FOR 30 DAY LOCK PERIODS - Longer lock periods are available.
Call for exact quote.
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